West Virginia VA Loans / West Virginia FHA Loans

HCT Bank is the Number 1 Resource Online for West Virginia VA Loans and West Virginia FHA Loans.

With many financial institutions across the nation, and interest rates changing daily, it is difficult for the average borrower to locate the right West Virginia VA or FHA lenders. When working with HCT Bank, we match the details in your application to our portfolios of West Virginia VA and FHA lenders. Then we stay with you, until you have the loan SSD (Signed, Sealed and Delivered). This is much less of a hassle then trying to shop the banks yourself. Let us do the work for you!!

FHA 203k loans / Title 1 loans

FHA arm loans /assumable loans

FHA construction loans

FHA government home loans / government loans

FHA home improvement loans

FHA home loans / house loans

FHA hud loans

FHA insured loans

FHA loans

FHA mortgage loans

FHA refinance loans

FHA streamline loans

VA assumable loans

VA construction loans

VA guaranteed loans

VA home improvement loans

VA home loans

VA house loans

VA jumbo loans

VA loans

VA mortgage loans

VA refinance loans

VA streamline loans

HCT Bank is strategically aligned with Most Major Banks in West Virginia as well as throughout the United States as well as a large number of West Virginia mortgage lenders and mortgage lenders in other states. There are also non-bank "investor pools" that fund loans. Each lender has specific criteria for a "West Virginia borrower profile." They all have money that they want to lend to somebody. You could be that somebody!!

You can shop around yourself. To be fair you would have to get all the loan quotes on the same day. In fact when the Stock market has a volatile session, rates can change during the day, so to compare "Apples with Apples", you would need to locate all the West Virginia lenders who would be willing to lend you money within the 4 hour morning or 4 hour afternoon period. Only then would you be making a true comparison...and that comparison only lasts until the next overall rate change...which is often the next morning.

We take this almost impossible task and find you the four best-for-your-financial-profile West Virginia lenders for your West Virginia home financing. So let us do the find-a-mortgage search for you. We can locate:

1. West Virginia Conventional Loans (80%)

2. West Virginia FHA Guaranteed Loans (97%)

3. RHS (West Virginia first time homebuyers loans 100%)

4. All West Virginia non-conforming loans.

(Non-conforming means that borrower "ratios" do not conform to Fannie Mae guidelines.) This includes 100% non-conforming loans.

Most lenders also have West Virginia mortgage loan programs for West Virginia second home loans, for West Virginia real estate investors, for West Virginia refinance loans / West Virginia home equity loans, for West Virginia debt consolidation loans, and for foreign nationals wishing to purchase homes in West Virginia.

To access our team of mortgage loan specialists, go to our Contact page and email us. We can then provide you with a mortgage evaluation that best fits your situation.

HCT Bank helps you get VA Loans & FHA Loans in Charleston, Huntington, Parkersburg, Wheeling, Morgantown, Weirton, Fairmont, Beckley, Clarksburg, Martinsburg, South Charleston, St. Albans, Bluefield, and Vienna.

Please click on the Banner Below for a rate quote form a licensed lender or mortgage broker in your area.