Texas VA Loans / Texas FHA Loans

FHA 203k loans /title 1 loans

FHA arm loans /assumable loans

FHA construction loans

FHA government home loans / government loans

FHA home improvement loans

FHA home loans / house loans

FHA hud loans

FHA insured loans

FHA loans

FHA mortgage loans

FHA refinance loans

FHA streamline loans

VA assumable loans

VA construction loans

VA guaranteed loans

VA home improvement loans

VA home loans

VA house loans

VA jumbo loans

VA loans

VA mortgage loans

VA refinance loans

VA streamline loans

HCT Bank is strategically aligned with Most Major Banks in Texas as well as throughout the United States as well as a large number of Texas mortgage lenders and mortgage lenders in other states. There are also non-bank "investor pools" that fund loans. Each lender has specific criteria for a "Texas borrower profile." They all have money that they want to lend to somebody. You could be that somebody!!

You can shop around yourself. To be fair you would have to get all the loan quotes on the same day. In fact when the Stock market has a volatile session, rates can change during the day, so to compare "Apples with Apples", you would need to locate all the Texas lenders who would be willing to lend you money within the 4 hour morning or 4 hour afternoon period. Only then would you be making a true comparison...and that comparison only lasts until the next overall rate change...which is often the next morning.

We take this almost impossible task and find you the four best-for-your-financial-profile Texas lenders for your Texas home financing. So let us do the find-a-mortgage search for you. We can locate:

1. Texas Conventional Loans (80%)

2. Texas FHA Guaranteed Loans (97%)

3. RHS (Texas first time homebuyers loans 100%)

4. All Texas non-conforming loans.

(Non-conforming means that borrower "ratios" do not conform to Fannie Mae guidelines.) This includes 100% non-conforming loans.

Most lenders also have Texas mortgage loan programs for Texas second home loans, for Texas real estate investors, for Texas refinance loans / Texas home equity loans, for Texas debt consolidation loans, and for foreign nationals wishing to purchase homes in Texas.

To access our team of mortgage loan specialists, go to our Contact page and email us, or call us at (305) 932-9188. We can then provide you with a mortgage evaluation that best fits your situation.

Click here for a mortgage rate quote.  Click here to go to our home pages and read more about VA / FHA Loans in Texas or other locations.

HCT Bank helps you get VA Loans & FHA Loans in Houston, Dallas, San Antonio, Austin, El Paso, Fort Worth, Arlington, Corpus Christi, Plano, Garland, Lubbock, Irving, Laredo, Amarillo, Brownsville, Pasadena, Grand Prairie, Mesquite, Waco, Abilene, Carrollton, McAllen, Beaumont, Wichita Falls, Richardson, Midland, Killeen, Odessa, Denton, San Angelo, Tyler, Lewisville, Longview, Round Rock, McKinney, College Station, Sugar Land, Baytown, Bryan, Victoria, Harlingen, North Richland Hills, Missouri City, Flower Mound , Allen, Port Arthur, Galveston, Temple, Edinburg, Mission, League City, Pharr, Rowlett, Euless, Bedford, Frisco, Grapevine, Pearland, Texas City, San Marcos, New Braunfels, Haltom City, Coppell, DeSoto, Conroe, Cedar Park, Cedar Hill, Hurst, Duncanville, Sherman, Huntsville, Texarkana, Del Rio, Georgetown, La Porte, Keller, Lufkin, The Colony, Mansfield, Friendswood, Nacogdoches, Copperas Cove, Weslaco, Deer Park, San Juan, Socorro, Cleburne, Farmers Branch, Rosenberg, Lancaster, Lake Jackson, Paris, Corsicana, Kingsville, Big Spring, Greenville, San Benito, Marshall, Burleson, University Park, Southlake, Eagle Pass, Watauga, Denison, Pflugerville, Waxahachie, Seguin, Rockwall, Alvin, Plainview, Kerrville, Colleyville, Schertz, Benbrook, Weatherford, and Balch.