FHA 203k loans / Title 1 loans

FHA arm loans /assumable loans

FHA construction loans

FHA government home loans / government loans

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FHA hud loans

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VA assumable loans

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 HCT Bank is strategically aligned with Most Major Banks in Pennsylvania as well as throughout the United States as well as a large number of Pennsylvania mortgage lenders and mortgage lenders in other states. There are also non-bank "investor pools" that fund loans. Each lender has specific criteria for a "Pennsylvania borrower profile." They all have money that they want to lend to somebody. You could be that somebody!!

You can shop around yourself. To be fair you would have to get all the loan quotes on the same day. In fact when the Stock market has a volatile session, rates can change during the day, so to compare "Apples with Apples", you would need to locate all the Pennsylvania lenders who would be willing to lend you money within the 4 hour morning or 4 hour afternoon period. Only then would you be making a true comparison...and that comparison only lasts until the next overall rate change...which is often the next morning.

We take this almost impossible task and find you the four best-for-your-financial-profile Pennsylvania lenders for your Pennsylvania home financing. So let us do the find-a-mortgage search for you. We can locate:

1. Pennsylvania Conventional Loans (80%)

2. Pennsylvania FHA Guaranteed Loans (97%)

3. RHS (Pennsylvania first time homebuyers loans 100%)

4. All Pennsylvania non-conforming loans.

(Non-conforming means that borrower "ratios" do not conform to Fannie Mae guidelines.) This includes 100% non-conforming loans.

Most lenders also have Pennsylvania mortgage loan programs for Pennsylvania second home loans, for Pennsylvania real estate investors, for Pennsylvania refinance loans / Pennsylvania home equity loans, for Pennsylvania debt consolidation loans, and for foreign nationals wishing to purchase homes in Pennsylvania.

To access our team of mortgage loan specialists, go to our Contact page and email us. We can then provide you with a mortgage evaluation that best fits your situation.

HCT Bank helps you get VA Loans & FHA Loans in Philadelphia, Pittsburgh, Allentown, Erie, Reading, Scranton, Bethlehem, Lancaster, Harrisburg, Altoona, Wilkes-Barre, York, State College, Chester, Bethel Park, Norristown, Williamsport, Monroeville, Plum, Easton, New Castle, Lebanon, McKeesport, Johnstown, Hazleton, West Mifflin, Pottstown, Baldwin, Murrysville, Wilkinsburg, Carlisle, Chambersburg, West Chester, Hermitage, Lansdale, Sharon, Greensburg, Pottsville, Washington, Butler, Indiana, Phoenixville, Hanover, New Kensington, St. Marys, Whitehall, Dunmore, Kingston, Meadville, Ephrata, Lower Burrell, Bloomsburg town,Uniontown, Munhall, Elizabethtown, Yeadon, Franklin Park, Aliquippa, Oil City, Emmaus, Coatesville, Lansdowne, Nanticoke, Berwick, Jeannette, Sunbury, Brentwood, Columbia, Darby, East Stroudsburg, Bristol, and Morrisville.

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