HCT Bank - Helping You Refinance HCT Bank is a great resource to find great rates on mortgage loans and learn more about mortgage rates. Browse through our numerous financial resources and start to make sense out of your finances.
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Home Mortgage, VA, FHA Loans

With many financial institutions across the nation, and interest rates changing daily, it is difficult for the average borrower to locate the right VA or FHA lenders. When working with HCT Bank, we match the details in your application to our portfolios of VA and FHA lenders. Then we stay with you, until you have the loan SSD (Signed, Sealed and Delivered). Let us do the work for you!

More than 29 million veterans and service personnel are eligible for VA financing. Even though many veterans have already used their loan benefits, it may be possible for them to buy homes again with VA financing using remaining or restored loan entitlement.

Section 203(k) insurance enables home buyers and home owners to finance both the purchase (or refinancing) of a house and the cost of its rehabilitation through a single mortgage - or to finance the rehabilitation of their existing home. Section 203(k) is one of many FHA programs that insure mortgage loans, and thus encourage mortgage companies to make mortgage credit available to borrowers who would not otherwise qualify for conventional loans on affordable terms (such as first-time homebuyers) and to residents of disadvantaged neighborhoods (where mortgages may be hard to get).

HCT Bank is strategically aligned with Most Major Banks throughout the United States as well as a large number of mortgage lenders. We take this almost impossible task and find you the four best-for-your-financial-profile lenders for your home financing.

HCT Bank specializes in the following types of VA and FHA financing:

FHA 203k loans / Title 1 loans, FHA arm loans /assumable loans, FHA construction loans, FHA government home loans / government loans, FHA home improvement loans, FHA home loans / house loans, FHA hud loans, FHA insured loans, FHA loans, FHA mortgage loans, FHA refinance loans, FHA streamline loans, VA assumable loans, VA construction loans, VA guaranteed loans, VA home improvement loans, VA home loans, VA house loans, VA jumbo loans, VA loans, VA mortgage loans, VA refinance loans, and VA streamline loans.

To access our team of mortgage loan specialists, go to our Contact page and email us. We can then provide you with a mortgage evaluation that best fits your situation.

HCT Bank--your source for VA Loans and FHA Loans in:

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington D.C., West Virginia, Wisconsin, and Wyoming

Please click on the Banner Below for a rate quote form a licensed lender or mortgage broker in your area.

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